Terms of Service

Last updated: May 2026

1. Data provided as-is

All data available through the xfinlink API is provided "as is" and "as available" without warranty of any kind, express or implied. xfinlink makes no guarantees regarding data accuracy, completeness, timeliness, or availability. There is no service-level agreement (SLA).

2. Not financial advice

xfinlink provides raw financial data for informational and research purposes only. Nothing provided by xfinlink constitutes financial, investment, legal, or tax advice. You are solely responsible for any decisions made using data obtained from the API.

3. Acceptable use

You may use xfinlink data in your applications, research, and analysis. Querying hundreds of tickers for portfolio construction, backtesting, screening, or quantitative research is expected and encouraged.

4. Prohibited use

You may not:

• Redistribute, resell, or sublicense xfinlink data — in raw, derived, or aggregated form — as a standalone dataset, data feed, or competing data product, without prior written authorisation from xfinlink.
• Systematically extract all or a substantial portion of the database. This includes programmatically downloading complete price history, fundamentals, or entity data for all or most available securities, whether in a single session or across multiple sessions.
• Circumvent technical safeguards including but not limited to: creating multiple accounts to multiply usage limits, rotating IP addresses to evade detection, exploiting counter reset windows, or accessing data through unintended interfaces.

If your use case requires bulk data access or redistribution rights, contact hello@xfinlink.com to discuss enterprise licensing.

5. Enforcement

xfinlink monitors usage patterns for compliance with these terms. Violation may result in:

• Immediate revocation of your API key without prior notice.
• Permanent suspension of your account.
• For paid subscriptions terminated due to a violation: the subscription will be cancelled immediately. A prorated refund may be issued at xfinlink's sole discretion for the unused portion of the current billing period. No refund will be issued for prior billing periods.
• Legal action for damages in the event of unauthorised data redistribution or systematic data theft, including but not limited to the cost of data acquisition, lost revenue, and legal fees.

6. Rate limiting and access

xfinlink may rate limit, throttle, or suspend access to the API at any time, for any reason, without prior notice. Repeated abuse of rate limits may result in temporary or permanent blocking.

7. Free tier subject to change

The current free tier limits (requests per hour, unique tickers per day, date range caps) may be modified at any time. xfinlink will make reasonable efforts to communicate changes but is not obligated to do so in advance.

8. Limitation of liability

To the maximum extent permitted by law, xfinlink shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the API, including but not limited to financial losses based on data obtained from the service.

9. Changes to terms

We may update these terms at any time. Continued use of the API after changes constitutes acceptance of the updated terms.

10. Contact

Questions about these terms or your usage: hello@xfinlink.com